Arizona Central Credit Union - Home Equity Loans in Arizona

Arizona Central Credit Union
2020 N Central Ave Ste 100
Phoenix , AZ 85004
Ph: 602-264-6421
Fax: 602-523-8409

Home Equity Loans

Home Equity Loan Options

Home Equity Fee Schedule

Member's ChoiceTM Borrower Security

Home Equity Loan Options
Your best source of credit may be closer than you realize. The equity you've built in your home can help you at every stage of life - for major purchases, a new car, college tuition, debt consolidation, home remodeling or improvements, and more. And interest on home equity loans is usually tax-deductible. (Consult your tax adviser about the deductibility of interest.)

Arizona Central Credit Union has two Home Equity options available for primary residences (owner-occupied) in Arizona, so you can choose the one that's perfect for you.

Home Equity Line of Credit
The Home Equity Line of Credit offers you the following advantages:
Low, variable interest rate with rates starting as low as Prime*
Up to 75% financing of your home's appraised value, less mortgages, with credit lines up to $1,000,000**
Interest-only payment option
No prepayment penalties
Easy access to your line of credit with personalized checks or electronic transfers made online or by phone
As you repay your balance, your credit line is available again for future use. It's the perfect way to be sure you'll have cash on hand for things like home improvements, educational expenses, or a special vacation.

Home Equity Loan
If you prefer a fixed rate and term and have a specific project in mind - such as building a new pool, purchasing a boat or RV, or consolidating high-interest debt - choose Arizona Central's Home Equity Loan. You'll enjoy the following benefits:
Low, fixed interest rate
Flexible repayment schedules
Up to 75% financing of your home's appraised value, less mortgages, with loan amounts up to $1,000,000***
No prepayment penalties

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