AmeriSouth

/Home/Homes & Property M-N States/Homes & Property in North Carolina/Home Equity Loans in North Carolina

Shelly Davis, Loan Officer
2101 Sardis Road North, Suite 120, Charlotte, NC 28227
Phone: 704.708.6403,
800.849.2378 ext. 6403,
704-609-6383 (cell)
Fax: 704.841.3915

Operating as a mortgage banker, AmeriSouth has developed relationships with some of the strongest mortgage investors in the country. In addition to our in-house lending, these relationships allow AmeriSouth to offer a complete range of loan programs and pricing to satisfy the needs of any mortgage consumer. Loan programs include conventional, government, and non-conforming products using fixed-rate and various adjustable-rate mortgages.

From origination through closing, AmeriSouth employs an experienced staff, whose sole function is to assure customer satisfaction. This staff includes an in-house FHA Direct Endorsement Underwriter to provide timely decisions on your government loans. Our staff's commitment to this industry is supported by continued training and investing in the latest technology.

We at AmeriSouth would appreciate the opportunity to serve you. With our competitive programs, experienced staff and aggressive pricing, we are sure you will be satisfied. We look forward to working with you soon.

Our Commitment
Our Commitment at AmeriSouth MORTGAGE COMPANY is to treat each customer as an individual. Each customer has different financial needs and qualifications. Our experienced Loan Officers guide their customers toward the products and services that best serve their interests. During each phase of the loan process, we want our customers assured that everything is being done to guarantee their satisfaction. With the support of the entire professional staff at AmeriSouth MORTGAGE COMPANY, we deliver excellent service.

Privacy Act /Consumer Information Acts Notice
AmeriSouth MORTGAGE COMPANY acknowledges and complies with the requirements to assure that your privacy is protected associated with a mortgage transaction. Any concerns or questions involving the privacy of your loan should be directed to management by calling 800-849-2378. Additionally, we bring the following two notices to your attention:

Privacy Act Notice
The information to be obtained will be used by the lender and any federal agency insuring, guaranteeing or purchasing the mortgage to determine whether you qualify as a prospective borrower under the lender's and the agency's underwriting standards. the information will not be disclosed outside the lender and federal agency without your consent except to the person or company verifying the information including, but not limited to, your employer, bank, lender and any other credit reference as needed to verify other credit information and as permitted by law. You do not have to give us this information, but if you do not, your mortgage loan application may be delayed or rejected. the information we will obtain is authorized by Title 38, U.S.C., Chapter 37 (if VA); and 12 U.S.C., Section 1701 et. Seq. (if HUD/FHA).

Consumer Information Acts Notice
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Acts. The federal agency that administers compliance with the law concerning this creditor is the Federal Trade commission, Equal Credit Opportunity, 1718 Peachtree Street, NW, room 1000, Atlanta, Georgia, 30367.

History of AmeriSouth MORTGAGE COMPANY
Founder Robey C. Best Jr. started AmeriSouth MORTGAGE COMPANY in March 1990 after leaving BarclaysAmerican Financial, a subsidiary of Barclays Bank, PLC. His twenty-four year tenure with BarclaysAmerican provided the knowledge and skill for building AmeriSouth into a leading mortgage banking company in Charlotte, North Carolina.

The success of AmeriSouth is attributed to the hiring and development of key employees among the marketing group and staff. Employee orientation has been the key, which has provided collective leadership for company operations.

A company model was developed with a great knowledge of skill and expertise for building a full-service lender. The company provides virtually every program to serve all communities, with loans from $50,000 to $3,000,000 including conventional, jumbo, FHA, VA, fixed rate, second mortgages, home equity lines of credit, and non-prime products.

AmeriSouth's position in the market enables the company to have partnerships and investor relationships with the top mortgage institutions in the United States, Australia, and Hong Kong. Additionally, AmeriSouth has excellent partnerships with agencies such as Freddie Mac.

The company developed the "Best Option" practice soon after it was founded. This attributed to AmeriSouth's growth while building a valuable customer base for both high and low income borrowers. This approach provides competitive and safe mortgage products for the consumer to enjoy comfortable homeownership.

The company's philosophy has been to stay small, serving the Carolinas, the Southeast, and Connecticut from its branches in Charlotte and Boone, North Carolina. The marketing group consists of eight top mortgage professionals with a combined total of sixty-six years of service with AmeriSouth. The support staff consists of professional individuals with a combined total of forty-nine years with AmeriSouth, all highly skilled in multiple areas of mortgage banking. The human resource profile adds significant value in providing the very best service to our customers.

Today, AmeriSouth serves a customer base of over 8,500 previous borrowers and a large number of realtor relationships. The majority of new business consists of referrals from these sources and repeat customers. The company website, amerisouth.com, supports a stream of new customers from the eight states in the southeast, including Florida, as well as Connecticut.

The company continues to be operated today under the management of Robey C. Best, Jr., Gwen Best, and all of its sixteen employees. The entire marketing group and staff make AmeriSouth the great company it is today.