Northway Bank

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Northway Bank
9 Main Street
P.O. Box 9
Berlin, NH 03570
Tel: (800) 442-6666
Email: mortgageonline@northwaybank.com

On October 1, 2005, the name Northway Bank was unveiled at 20 locations in 15 communities across Central and Northern New Hampshire. However, the history of this locally-owned community bank actually goes back over 100 years. That’s when two community banks first opened to serve individuals and businesses in this part of the Granite State. After decades of service, The Berlin City Bank and Pemigewasset National Bank joined together in 1997 as partners in Northway Financial, sharing common products, common services, a common commitment to community service and common values. Now we share one name: Northway Bank.

100 years ago, friendly, personal service and the importance of local ownership were taken for granted. Today, those values are less common. But some banks still remember how things ought to be done. As a bank we look out for our customers. As good neighbors, we look out for our communities.

Loans
At Northway Bank, we offer borrowers good, competitive rates, flexible terms, quick decisions, and fast turnaround time on loan requests. As a local bank, we can often approve loans on the same business day. What’s more, you may be able to reduce the rate on your loan by having payments made automatically from a Northway checking account.

Mortgages
Whether you’re refinancing your home at a lower rate or buying a home for the first time, Northway Bank has the right program for you. Our rates are competitive, approval is fast and decisions and service are local. We offer adjustable rate loans, fixed-rate loans, loans for special circumstances and access to government programs. Visit our online Mortgage Center, or get personal assistance from a Mortgage Loan Officer.

Construction Loans
Want to turn your dream home into a reality? Northway Bank offers a special line of loans specially designed to help you finance new home construction and remodeling projects

Home Equity Loans & Lines of Credit
Using home equity can be a great way for a homeowner to borrow needed funds for such things as the cost of an education, a home improvement project or just about any other major purchase. It can also be a smart way to consolidate other debts into a single, affordable monthly payment—one that could offer significant tax advantages, because interest paid on a home equity loan or credit line is often tax-deductible (consult your tax advisor to be sure). At Northway you have the option of applying for a Home Equity Loan or a Home Equity Line of Credit. Learn which one is right for you here.

Northway Money Line
If you have smaller borrowing requirements, or need to pay for unpredictable expenses, the Northway Money Line is designed for you. This flexible, variable-rate personal line of credit features a minimum borrowing amount much lower than installment loans or credit card advances. And the Money Line is open-ended, so you can borrow, repay and borrow again up to your credit limit, for as long as you need.

Home Improvement Loans
If you want to fix things up around the house, our Home Improvement Loan can be a great choice. For amounts up to $15,000, we offer “unsecured” Home Improvement Loans. For larger projects, we offer Home Equity Loans and Lines of Credit.

Automobile, RV, Boat and Motorcycle Loans
If you’re considering the purchase of any kind of vehicle, Northway Bank would like to help you finance it. We provide financing for both new and used vehicles, with a variety of terms tailored to fit your individual budget requirements, depending on the vehicle you are buying and the amount you need to borrow.

Debt Consolidation Loans
Northway Bank can help you consolidate all of your high-interest, unsecured debts, such as credit cards, into one, lower-interest secured loan with one monthly payment.

Unsecured Personal Loans
If you are interested in borrowing money for any important purpose, such as education, Northway Bank can help. We’ll work with you on an individual basis to establish borrowing limits and repayment terms.

Secured Loans
A secured loan allows you to use funds you have on deposit at our bank—either in a passbook account or certificate of deposit (CD)—or stock holdings as collateral. Collateralized loans generally offer lower interest rates than unsecured loans.


Copyright 2005-2006 Northway Bank.