Alabama Teachers Credit Union
Alabama Teachers Credit Union
702 Walnut Street
Gadsden, AL 35901
Phone: 256-543-7040
1-800-470-0704
(direct to Gadsden office)
Fax: 256-543-7042
Email: lphillips@atcu.com


Real Estate Loans
Alabama Teachers Credit Union offers its members several types of real estate loans. Choose one of our loans and you'll save money with our low rates and simple interest.

Home Equity Loans
Do you need money for your child's education, want to make an investment, or are you planning a vacation?
If so, a low-cost home equity loan is for you. The rates for home equity loans are usually lower than other loans because they are secured by the equity you have accumulated in your home. In addition, your interest on this loan may be tax deductible. Consult a tax advisor regarding the deductibility of interest.
To put the equity in your home to work for you, take advantage of our competitive interest rates and modest closing costs on a home equity loan. Click here to contact an Alabama Teachers loan officer.

First and Second Mortgages
Alabama Teachers Credit Union offers a variety of real estate loans to help you purchase a new home or refinance your existing home. Today's low interest rates are the reason you should talk to us today about a real estate loan.

We feature fixed- and variable-rate loans with different terms... low closing costs ... and many special features you'll enjoy. You will save money with a competitive credit union real estate loan, and our expert staff will assist you throughout the process to ensure your loan closes as soon as possible.